Category: Finance

Why Is The Canadian Student Loans Program Insane?

I simply cannot understand how such a simple loan service can get so unbelievably screwed up on such a consistent basis. read more »

Why Today's Appliances Look Good, But Don't Last

We've become a throwaway generation because today's appliances are so much cheaper than a few decades ago and consumers work fewer hours to afford them. read more »

How Do You Fix Your Credit After Bankruptcy?

Bankruptcy should not spell death for your personal credit. In fact, filing bankruptcy protection early is better than delaying it. Although your credit score will inevitably drop after bankruptcy declaration,… read more »

Where to Invest Your Money – Allocating Assets in Economic Uncertainty

Where to invest your money now? We look at allocating assets between cash, bonds, and stocks and how to take advantage of opportunities and avoid risks. read more »

Don’t Pan for Gold in your Cat\’s Litter Box

No matter how hard you shake or sift it, you know what you will have, and it isn’t Gold (unless your cat swallowed your Gold Ring or a Krugerrand). I… read more »

Canadian Personal Finance Happy Hour – Welfare Food Challenge Edition

I am proud of bringing awareness to poverty in our province and it gave me more appreciation of what some people have to do to scrape by. read more »

The Best High-Yield Online Savings Accounts For 2012

Here are some of the best online savings accounts when it comes to the best rates, best customer service and no fees and low or no minimums. read more »

Financially Acting in Haste

Many times I have espoused that if you feel you are not getting the service level you want or you are paying far too much for these services you should… read more »

Accounts Receivable Management: 13 Tips and Tricks to Get You Paid

It's time to start getting paid on time & it's not as hard as you'd think. Follow these steps to revamp your accounts receivable management. read more »

Should You Dispute Negative Items on Your Credit Report?

The amount of loans you can borrow and the interest rates you have to pay depend on the accuracy of your credit report. Information like the amount of bills you… read more »

What Happens to Your Credit Score When You Cancel a Credit Card?

Canceling your credit card can impact your credit score in a positive or negative way. Many financial advisers warn against canceling credit cards as it can lower the credit score… read more »

How A Career Change Improved My Life

Whether we leave our job for more money, new opportunities, or to achieve better work-life balance, a career change can have a drastic effect on our lives. read more »

CPI at 1.2% for September in Canada 2012

As usual our Friends at Stats Canada published a mixed bag of news with their CPI Report for September 2012, however the CPI (inflation) is back down to low(er) levels… read more »

Why Tactical Asset Allocation is Changing the Investment World

Tactical asset allocation is an active strategy that includes continual management of risk through portfolio rebalancing to a flexible asset allocation. read more »

How To Keep Credit History For Stay At Home Parents

It''s a good idea for stay at home parents to keep building credit history, even if he or she is unlikely to return to work. Here are three tips to… read more »

More Binders Please and more #Zombie Tweets

I was at Staples, but I couldn’t find any Binders full of Women, unfortunately. Is that joke ever going to get old? 47% of Americans think yes, it will. No… read more »

Free Banking?

Last night, my wife and I went for our yearly meeting with our current bank to move some money around, update our kids’ RESPs and to attempt to receive Free… read more »

2013 Roth IRA Changes

It's the time of year when the IRS announces modifications to the Roth IRA contribution and income limits. Here's what is changing. read more »